Thank you for visiting my home buyers page!

Choosing your Wenatchee real estate professional is, perhaps, the most important decision you will make when buying property. I believe the more you look around, the more you will see the value of selecting me as your real estate professional.  I can negotiate the best possible price on any home you select.

However, no matter whom you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently.  If you're a 
first-time buyer you can find more information here.

Before you shop:

Be a smart consumer.  Learn the financing basics. Know your credit score and how to shop for a home 
loan that's right for you.

Get pre-approved.  This takes very little time and lets you know the price range that fits your lifestyle. It also puts you in a strong negotiating position
when it comes time to make an offer on a home.

Know what you want. The last thing you need is to close a deal and realize you bought a house you don't want. Ask yourself what you're looking for in a home, before you shop. Think about size, commute time and necessary repairs.

Keep your debt load to a minimum.  Don't make major purchases or incur any additional debt until after your purchase.  Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income.  Sometimes buyers qualify for more than they really want to spend  So, analyze your budget and determine how much money you want to commit to your monthly housing expense.

Be prepared to view new properties quickly.   Sometimes homes sell quickly, so be ready to make fast decisions. Be accessible to change the terms.  

Have instant access to your agent.   Instant communication can mean the difference in purchasing the property of your choice.

Before you buy:

Submit a strong competitive offer.  Your pre-approval is critical at this point.
 
Include a substantial earnest money deposit.   Sometimes offers are accepted based on the amount of the deposit.   However, with good negotiating by me on your behalf, even a small deposit can result in a mutually accepted purchase agreement.

Try to minimize the number of contingencies.   Fewer contingencies mean a stronger offer, but do not compromise on critical issues that will protect your financial investment.

Hire an inspector.   A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition.

Check zoning regulations and covenants.   Good residential neighborhoods will be zoned to keep out commercial and industrial users.  Zoning is itemized on the listing sheet.  Read any restrictive covenants and make sure they fit your lifestyle.

Request an updated property survey, if it is available.  Be sure you clearly understand where the property boundaries are. Check for discrepancies. 

Make sure you know what stays with the home, and what the seller will be taking.
Your contract should be very specific about which items (appliances, etc) are included in the sale.  Generally speaking, anything that is nailed down, screwed down, or otherwise permanently attached stays with the home.  But, it never hurts to clarify these so there is no misunderstanding after closing.

Get ALL agreements in writing.   Make certain verbal agreements are written into the final contract to avoid any misunderstandings, which can be stressful and expensive later.

Contact Carol today for more information